Cancer Protection Plan
Even though you can’t see into the future, you can be prepared!
Our cancer protection plan pays a lump sum should you be diagnosed with cancer.
Cancer is on the rise today and so are the out of pocket expenses for treatment. Cancer takes a toll on your health, emotions, time, relationships and especially your wallet. Many cancer patients experience unforeseen and unexpected costs that even the best health insurance won’t cover.
Download the Cancer Protection Plan brochure.
Please contact your local representative with any questions regarding coverage.
Cancer Protection Plan Highlights:
- Issued between ages 18-70
- Benefit of $7,500 or $15,000 for both individuals and families
- No examination required
- Coverage is available to anyone who has not been diagnosed with cancer
- Coverage available for you, your spouse and children up to age 25
- Return of premium rider* available for issue ages 18-55, must be claim free for 20 year period (*cannot be renewed)
- With the purchase of the return of premium rider, if the purposed insured dies of non-cancer related death prior to the end of the 20 year period and claim free- all premiums paid, minus the amount paid for the return rider and/or any other riders, will be refunded to the beneficiary.
- Cash paid directly to you as a lump sum to use as you wish, regardless of other insurance coverage
Waiting Period
There is a 30 day waiting period following the effective date of the policy.
Dependent Coverage
The Family rider will cover the individual, spouse, and all dependent children under the age of 25 for one price. At age 25, the children can apply for their own individual coverage.
Return of Premium Rider
The association will refund all the premiums paid over the 20 year period in which the rider was in force, and no claims were filed during this period. Rider must be purchased at the time of the initial application.
In the event that the proposed insured dies of a non-cancer related death prior to the end of their 20 year period, during which, no claims were filed, the Association will refund all premiums paid, minus the amount paid for the return of premium rider, and/or any other riders, to the beneficiary.
Exclusions
No benefits will be paid to anyone with pre-existing diagnosed cancer, including skin cancer.
This is only an illustration of benefits, not a contract. See the contract for complete description of benefits, conditions and exceptions.
